American Express cards

The regular Dutch American Express Gold and Platinum cards earn Membership Rewards points. The annual fee has to be justified by lounge access, Privium and other services you actually use. The balance must be paid in full each month.

Our invitation initially opens on The Platinum Card. Select “View all cards” to choose The Gold Card. The selected card’s offer appears on its final application page; the referrer may receive a reward. Since 1 July 2026, transfers to Flying Blue use 2 Membership Rewards points for 1 Mile.

Gold or Platinum for a Dutch traveller?

Gold costs €240 a year and includes four lounge visits. Platinum costs €900 and adds broader lounge access and Privium. Its €660 annual premium requires real use of those extra services. Two Membership Rewards points currently convert to one Flying Blue Mile; these cards do not award Flying Blue XP.

Read our full Gold and Platinum travel guide → for benefits, acceptance and a clear recommendation.

Apply for Gold or Platinum

American Express Gold

The referral offer is better for this offer.

Direct: No welcome bonus is displayed on the direct Gold product page.

Invitation: 40,000 Membership Rewards points after selecting The Gold Card under View all cards.

Apply directly ↗ View invitation ↗

Conditions and disclosure

For a new applicant resident in the Netherlands with at least €30,000 gross annual income: 20,000 points in month 7 after at least one €1 purchase each month in months 1–6, then another 20,000 in month 13 after the same condition in months 7–12. The card must remain active. The offer excludes anyone who held an Amex card, including a supplementary card, in the previous 12 months. Applicants must be 18 or over and have no negative BKR registration. The referrer may receive a reward.

Choose the named card under “View all cards”; the displayed offer and terms for that card govern.

The referrer may receive a reward.

Checked: 6 October 2026

American Express Platinum

The referral offer is better for this offer.

Direct: 75,000 Membership Rewards points; direct offer valid through 28 October 2026.

Invitation: 100,000 Membership Rewards points through the Platinum invitation.

Apply directly ↗ View invitation ↗

Conditions and disclosure

Age 18 or over, resident in the Netherlands, at least €30,000 gross annual income and no negative BKR registration. Referral bonus: 50,000 points in month 7 after at least one €1 purchase in every month 1–6, then another 50,000 in month 13 after the same requirement in months 7–12. The card must remain active. No Amex card, including a supplementary card, in the previous 12 months. The referrer may receive a reward. Check the terms of the selected application route.